Banks | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
|---|---|---|---|---|---|---|---|---|
Term Deposit | Mat, Ann | $5,000 | 5.15 | 5.15 | 5.20 | 5.25 | 3.85 | 5.50 |
$25,000 | 5.35 | 5.35 | 5.40 | 5.45 | 4.05 | 5.70 | ||
$100,000 | 5.35 | 5.35 | 5.40 | 5.45 | 4.05 | 5.70 | ||
$500,000 | 5.35 | 5.35 | ||||||
Term Deposit | Mat, Ann, Semi | $5,000 | 5.00 | 2.50 | 5.30 | 5.30 | 5.30 | 5.80 |
Term Deposit | Ann | $1 | 3.30 | 5.50 | 6.00 | 5.60 | 6.00 | |
$2,000 | 5.30 | 5.50 | 6.00 | 5.60 | 6.00 | |||
$5,000 | 5.30 | 5.50 | 6.00 | 5.60 | 6.00 | |||
$10,000 | 5.30 | 5.50 | 6.00 | 5.60 | 6.00 | |||
$50,000 | 5.30 | 5.50 | 6.00 | 5.60 | 6.00 | |||
$100,000 | 5.30 | 5.50 | 6.00 | 5.60 | 6.00 | |||
Term Deposit | Mat | $1,000 | 3.80 | 3.97 | 4.14 | 4.36 | 4.79 | |
$10,000 | 4.30 | 4.45 | 4.60 | 4.80 | 5.21 | |||
$25,000 | 4.80 | 4.93 | 5.05 | 5.24 | 5.62 | |||
$50,000 | 5.00 | 5.12 | 5.24 | 5.41 | 5.78 | |||
$100,000 | 5.20 | 5.31 | 5.42 | 5.58 | 5.94 | |||
$250,000 | 5.40 | 5.50 | 5.60 | 5.75 | 6.10 | |||
Premier Investment Account | Ann | $1,000 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | |
$5,000 | 5.30 | 5.30 | 5.50 | 5.60 | 5.00 | |||
$20,000 | 5.30 | 5.30 | 5.50 | 5.60 | 5.00 | |||
$50,000 | 5.30 | 5.30 | 5.50 | 5.60 | 5.00 | |||
$100,000 | 5.30 | 5.30 | 5.50 | 5.60 | 5.00 | |||
Bonds | Ann, Qrtly | $5,000 | 5.10 | 5.10 | 5.15 | 5.20 | 5.30 | 5.40 |
Banks | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
Term Investment | Ann, Semi, Mthly | $1,000 | 4.60 | 4.90 | 5.20 | 5.30 | 5.55 | |
$5,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
$20,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
$50,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
$100,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
$250,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
tddirect Online Term Deposit | Mat | $1,000 | 5.05 | 5.05 | 5.15 | 5.40 | 5.55 | |
Gold Term Deposit | Ann, Semi, Qrtly, Mthly | $5,000 | 5.05 | 5.05 | 5.15 | 5.40 | 5.55 | |
Standard Term Deposit | Mat, Ann, Semi, Qrtly, | $1 | 1.25 | 1.50 | 1.50 | 1.50 | 1.50 | |
Mthly | $5,000 | 5.30 | 5.40 | 5.50 | 5.60 | 5.75 | ||
$25,000 | 5.30 | 5.40 | 5.50 | 5.60 | 5.75 | |||
$50,000 | 5.30 | 5.40 | 5.50 | 5.60 | 5.75 | |||
$250,000 | 5.30 | 5.40 | 5.50 | 5.60 | 5.75 | |||
$500,000 | 5.30 | 5.40 | 5.50 | 5.60 | 5.75 | |||
Term Deposit | Mat, Ann, Qrtly, Mthly | $10,000 | 2.56 | 2.27 | 2.38 | 2.56 | 2.62 | |
$20,000 | 3.06 | 2.77 | 2.83 | 2.96 | 2.99 | |||
$50,000 | 3.31 | 3.02 | 3.08 | 3.21 | 3.24 | |||
$100,000 | 3.31 | 3.02 | 3.08 | 3.21 | 3.24 | |||
$250,000 | 3.56 | 3.27 | 3.33 | 3.46 | 3.49 | |||
$500,000 | 3.56 | 3.27 | 3.33 | 3.46 | 3.49 | |||
$1,000,000 | 3.81 | 3.27 | 3.33 | 3.46 | 3.49 | |||
Banks | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
Term Deposit | Mat, Ann, Semi, 4 Wkly | $5,000 | 2.70 | 2.70 | 2.70 | 2.70 | 2.70 | 2.70 |
$10,000 | 4.90 | 4.90 | 4.90 | 5.20 | 5.20 | 5.60 | ||
$50,000 | 5.00 | 5.00 | 5.00 | 5.30 | 5.30 | 5.70 | ||
"Specials" rates from $5k through internet Netbank service | ||||||||
Term Deposit | Ann, Qrtly, Mthly | $5,000 | 2.79 | 2.96 | 3.01 | 3.14 | 3.28 | 3.42 |
$20,000 | 3.75 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | ||
$50,000 | 3.75 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | ||
$100,000 | 3.75 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | ||
$250,000 | 3.75 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | ||
Term Deposit | Mat | $10,000 | 5.30 | 5.30 | ||||
Term Deposit | Mat | $10,000 | 5.20 | 5.35 | 5.75 | 6.25 | ||
Super Members Term Deposit | Mat | $1,000 | 5.40 | 5.40 | 5.40 | |||
Lower rates for non super members | ||||||||
Term Deposit | Mat, Ann, Semi, Qrtly, | $5,000 | 5.00 | 5.10 | 5.30 | 5.40 | 5.70 | |
Mthly | $20,000 | 5.00 | 5.10 | 5.30 | 5.40 | 5.70 | ||
$50,000 | 5.00 | 5.10 | 5.30 | 5.40 | 5.70 | |||
$100,000 | 5.00 | 5.10 | 5.30 | 5.40 | 5.70 | |||
RaboDirect TD (online) | Ann, Semi, Quart, Mthly | $1 |
5.00 | 5.10 | 5.25 | 5.50 | 5.60 | 6.00 |
Long Term Deposits | Ann, Semi, Quart | $5,000 |
5.00 | 5.10 | 4.65 | 5.20 | 5.35 | |
$50,000 |
5.00 | 5.10 | 4.65 | 5.20 | 5.35 | |||
Banks | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
Term Deposit | Ann, Qrtly, Mthly | $500 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
$5,000 | 5.25 | 4.55 | 4.75 | 4.85 | 5.10 | |||
$25,000 | 5.25 | 4.80 | 5.00 | 5.10 | 5.35 | |||
$50,000 | 5.25 | 5.10 | 5.30 | 5.40 | 5.65 | |||
$150,000 | 5.25 | 5.30 | 5.50 | 5.60 | 5.85 | |||
ONE Term Deposit | Mat | $1 | 5.30 | |||||
Term Deposit Account | Ann, Semi, Mthly | $1,000 | 4.60 | 4.90 | 5.20 | 5.30 | 5.55 | |
$5,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
$20,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
$50,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
$100,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
$250,000 | 5.10 | 5.40 | 5.70 | 5.80 | 6.05 | |||
Term Deposit | Ann, Semi, Qrtly, Mthly | $1,000 | 2.55 | 2.60 | 2.70 | 2.80 | 2.90 | |
$10,000 | 5.05 | 4.10 | 4.20 | 4.30 | 4.40 | |||
$25,000 | 5.05 | 4.90 | 5.00 | 5.10 | 5.20 | |||
$50,000 | 5.05 | 5.10 | 5.20 | 5.30 | 5.40 | |||
eoptions Flexirate (online) | Mat | $1 | 5.10 | |||||
Can choose tailored end date less than 1 yr | ||||||||
Term Deposit | Mat | $10,000 | 5.25 | |||||
Loyalty rollover bonus: 0.10 | ||||||||
Term Deposit | Mat, Ann, Mthly | $5,000 | 5.00 | 5.00 | 5.30 | 5.70 | 5.70 | 5.80 |
$10,000 | 5.00 | 5.00 | 5.30 | 5.70 | 5.70 | 5.80 | ||
$20,000 | 5.00 | 5.00 | 5.30 | 5.70 | 5.70 | 5.80 | ||
$50,000 | 5.00 | 5.00 | 5.30 | 5.70 | 5.70 | 5.80 | ||
$100,000 | 5.00 | 5.00 | 5.30 | 5.70 | 5.70 | 5.80 | ||
Building Societies | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
Term Investment | Mat, Semi | $200 | 2.20 | 2.30 | 2.30 | |||
$5,000 | 5.35 | 5.30 | 5.30 | |||||
$25,000 | 5.45 | 5.40 | 5.40 | |||||
$100,000 | 5.45 | 5.40 | 5.40 | |||||
Term Investment | Mat to 13 mths, Semi 13+ mths | $1,000 |
3.60 | 3.60 | 3.50 | 3.90 | 4.00 | 4.20 |
$5,000 |
4.90 | 4.90 | 4.80 | 5.20 | 5.30 | 5.50 | ||
$20,000 |
5.10 | 5.10 | 5.00 | 5.40 | 5.50 | 5.70 | ||
$200,000 |
5.20 | 5.20 | 5.10 | 5.50 | 5.60 | 5.80 | ||
Term Deposit | Mat, Ann, Semi, Qrtly, | $1,000 | 2.50 | 3.00 | 3.50 | 3.50 | 3.50 | |
Mthly | $5,000 |
5.20 | 5.25 | 5.30 | 5.30 | 5.50 | ||
$20,000 |
5.20 | 5.25 | 5.30 | 5.30 | 5.50 | |||
$100,000 |
5.20 | 5.25 | 5.30 | 5.30 | 5.50 | |||
Term Investments | Mat, Ann, 4 Wkly | $1,000 | 4.00 | 4.00 | 4.00 | |||
$5,000 | 5.45 | 5.45 | 5.65 | |||||
$25,000 | 5.45 | 5.45 | 5.65 | |||||
$100,000 | 5.45 | 5.45 | 5.65 | |||||
Term Deposit | Mat, Semi, Mthly | $1,000 | 2.00 | |||||
2wkly 1 yr | $5,000 | 5.10 | 5.30 | 5.50 | 5.70 | 5.90 | ||
Specials: Ann | $25,000 | 5.10 | 5.30 | 5.50 | 5.70 | 5.90 | ||
$50,000 | 5.10 | 5.30 | 5.50 | 5.70 | 5.90 | |||
Building Societies | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
Term Deposit | Ann, Qrtly, Mthly | $1,000 | 5.35 | 5.20 | 5.35 | 5.35 | 5.45 | |
$25,000 | 5.60 | 5.45 | 5.60 | 5.60 | 5.70 | |||
Term Deposit | Ann, Semi, Mthly | $1,000 | 5.00 | 5.05 | 5.10 | |||
$5,000 | 5.30 | 5.35 | 5.40 | |||||
$20,000 | 5.30 | 5.35 | 5.40 | |||||
Sovereign Term Deposit | Ann, Semi, Quart | $100,000 | 5.30 | |||||
$200,000 | 5.40 | |||||||
Term Deposit | Mat, Mthly | $1,000 |
4.60 | |||||
$5,000 |
5.00 | |||||||
$20,000 |
5.00 | |||||||
$50,000 |
5.10 | |||||||
$100,000 |
5.10 | |||||||
Gold Term Deposit | Quarterly quoted | $100,000 | 5.20 | 5.20 | 5.20 | 5.58 | 5.68 | |
1 yr -Mat, Semi, Mthly | $200,000 | 5.20 | 5.20 | 5.20 | 5.58 | 5.68 | ||
Term Deposit | Mat, Qrtly, Mthly | $1,000 | 2.00 | 2.00 | 2.50 | |||
$10,000 | 3.00 | 3.00 | 3.50 | |||||
$50,000 | 3.25 | 3.25 | 3.75 | |||||
$100,000 | 3.25 | 3.25 | 3.75 | |||||
Initial term only - $5k: 12mth: 5.40 | ||||||||
Term Deposit Account | Mat, Semi, Qrtly, Mthly | $500 | 2.00 | 2.00 | 2.00 | 3.50 | 3.50 | 3.50 |
$5,000 | 5.20 | 4.20 | 4.20 | 5.00 | 5.00 | 5.30 | ||
$20,000 | 5.20 | 4.30 | 4.30 | 5.10 | 5.10 | 5.30 | ||
$50,000 | 5.20 | 4.50 | 4.50 | 5.10 | 5.10 | 5.30 | ||
Credit Unions | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
Fixed Term Deposit | Mat, Ann, Semi, Qrtly, | $1,000 | 4.20 | 4.30 | 4.40 | |||
Mthly | $5,000 | 5.15 | 5.25 | 5.35 | ||||
$20,000 | 5.20 | 5.30 | 5.40 | |||||
$50,000 | 5.20 | 5.30 | 5.40 | |||||
$100,000 | 5.25 | 5.35 | 5.45 | |||||
$250,000 | 5.30 | 5.40 | 5.50 | |||||
Term Deposit Account | Mat, Ann | $500 | 4.55 | 3.00 | 3.00 | 3.00 | 3.00 | |
$5,000 | 5.15 | 5.15 | 5.30 | 5.30 | 5.30 | |||
$20,000 | 5.25 | 5.25 | 5.40 | 5.40 | 5.40 | |||
$50,000 | 5.25 | 5.35 | 5.50 | 5.50 | 5.50 | |||
Term Deposit | Mat | $5,000 |
5.00 | 5.10 | 5.30 | |||
$20,000 |
5.00 | 5.10 | 5.30 | |||||
$50,000 |
5.10 | 5.10 | 5.30 | |||||
$100,000 |
5.10 | 5.20 | 5.30 | |||||
Term Deposit | Ann | $1,000 | 4.45 | 4.60 | 4.80 | |||
$10,000 | 5.25 | 5.40 | 5.60 | |||||
Term Deposit | Mat, Mthly | $1,000 | 5.01 | 3.00 | 5.01 | 5.11 | 5.30 | 5.50 |
$10,000 | 5.11 | 3.25 | 5.11 | 5.21 | 5.40 | 5.60 | ||
Term Deposit | Mat, Ann, Semi, Qrtly, | $500 | 4.55 | 4.55 | 4.65 | 5.00 | ||
Mthly, 2 Wkly | $5,000 | 5.25 | 5.25 | 5.35 | 5.55 | |||
$25,000 | 5.25 | 5.25 | 5.35 | 5.55 | ||||
$50,000 | 5.25 | 5.25 | 5.35 | 5.55 | ||||
$100,000 | 5.25 | 5.25 | 5.35 | 5.75 | ||||
Credit Unions | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
Online Term Deposit | Mat | $5,000 | 5.40 | 5.40 | ||||
Term Deposit | Mat | $5,000 | 5.30 | 5.30 | ||||
Income Term Deposit | Qrtly, Mthly | $5,000 | 5.15 | 4.95 | ||||
Term Investment | Ann, Mthly | $5,000 | 5.35 | 5.40 | 5.50 | 5.50 | 5.50 | 5.80 |
$50,000 | 5.35 | 5.40 | 5.50 | 5.50 | 5.50 | 5.80 | ||
$100,000 | 5.35 | 5.40 | 5.50 | 5.50 | 5.50 | 5.80 | ||
$250,000 | 5.35 | 5.40 | 5.50 | 5.50 | 5.50 | 5.80 | ||
Money Maker | Mat | $5,000 | 5.30 | 5.30 | 4.85 | 5.05 | 5.05 | 5.05 |
Regular Income | Ann, Qrtly, Mthly | $25,000 | 5.30 | 5.30 | 5.30 | 5.50 | 5.50 | 5.50 |
Term Deposit | Mat, Ann | $1,000 | 2.00 | 2.00 | 2.00 | |||
$5,000 | 5.20 | 5.20 | 5.20 | |||||
$20,000 | 5.35 | 5.50 | 5.70 | |||||
$50,000 | 5.35 | 5.50 | 5.70 | |||||
$100,000 | 5.35 | 5.50 | 5.70 | |||||
Term Deposit | Mat, Ann, Semi, Qrtly, Mthly | $1,000 | 2.50 | 2.50 | 2.50 | |||
$5,000 | 5.00 | 5.00 | 5.00 | 5.00 | 6.00 | |||
Customer Term Deposit | Mat, Ann, Mthly | $1,000 |
4.95 | 4.95 | 5.05 | 5.35 | ||
$5,000 |
5.35 | 5.35 | 5.45 | 5.75 | ||||
$10,000 |
5.35 | 5.35 | 5.45 | 5.75 | ||||
$20,000 |
5.35 | 5.35 | 5.45 | 5.75 | ||||
$50,000 |
5.35 | 5.35 | 5.45 | 5.75 | ||||
$100,000 |
5.35 | 5.35 | 5.45 | 5.75 | ||||
$250,000 |
5.35 | 5.35 | 5.45 | 5.75 | ||||
Term Deposit | Mat | $500 | 5.10 | 5.30 | 5.50 | 5.60 | 5.60 | |
$20,000 | 5.10 | 5.30 | 5.50 | 5.60 | 5.60 | |||
$50,000 | 5.20 | 5.40 | 5.50 | 5.60 | 5.60 | |||
$100,000 | 5.20 | 5.40 | 5.50 | 5.60 | 5.60 | |||
Others | Pmt Options | Amount | 1 Yr | 18 M | 2 Yr | 3 Yr | 4 Yr | 5 Yr |
Investment Notes | Qrtly quoted | $10,000 | 6.05 | 6.15 | 6.30 | 6.65 | ||
Debenture Investment | Mat, Ann, Qrtly | $5,000 | 5.50 | 5.55 | 5.55 | 5.45 | ||
Essentials Term Deposit | Ann | $1,000 | 2.25 | 2.25 | 2.25 | 2.25 | ||
$5,000 | 5.30 | 5.30 | 5.30 | 5.60 | ||||
Term Deposits up to 1 to 5 Years
Rates updated each opening & closing business day. Rates are in bold if they have changed since Monday morning
and specials are in red. Rates are quoted with interest paid at maturity or annually unless otherwise noted.