Interest Australia

Banks	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
AMP Banking
Term Deposit	Mat	$5,000			5.30	2.95	2.95	5.40	5.30
		$25,000	3.05	3.05	5.50	3.15	3.15	5.60	5.50
		$100,000	3.05	3.05	5.50	3.15	3.15	5.60	5.50
		$500,000	3.25	3.25	5.50	3.35	3.35	5.60	5.50
ANZ Bank
Term Deposit	Mat, Semi Ann	$5,000	2.50	2.50	5.50	5.00	5.60	2.50	2.50
Arab Bank
Term Deposit	Mat	$1	1.70	2.00	3.05	3.05	3.70	3.50	4.10
		$2,000	4.20	4.50	5.75	5.50	5.30	5.30	5.30
		$5,000	4.20	4.50	5.75	5.50	5.30	5.30	5.30
		$10,000	4.20	4.50	5.75	5.50	5.30	5.30	5.30
		$50,000	4.20	4.50	5.75	5.50	5.30	5.30	5.30
		$100,000	4.20	4.50	5.75	5.50	5.30	5.30	5.30
Bank of Cyprus
Term Deposit	Mat	$1,000	1.80	2.50	4.10	4.05		5.60	3.60
		$10,000	2.30	3.00	4.60	4.55		5.60	4.10
		$25,000	2.80	3.50	5.10	5.05		5.60	4.60
		$50,000	3.00	3.70	5.30	5.25		5.60	4.80
		$100,000	3.20	3.90	5.50	5.45		5.60	5.00
		$250,000	3.40	4.10	5.70	5.65		5.60	5.20
Bank of Queensland
Premier Investment Account	Mat, Mthly	$1,000	0.40	0.50	1.00	1.10	1.10	1.10	1.20
		$5,000	3.20	3.20	3.20	5.80	3.40	5.70	3.50
		$20,000	3.20	3.20	3.20	5.80	3.40	5.70	3.50
		$50,000	3.20	3.20	3.20	5.80	3.40	5.70	3.50
		$100,000	3.20	3.20	3.20	5.80	3.40	5.70	3.50
Banks	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
BankSA
Term Investment	Mat,	$1,000	2.55	2.55	3.25	4.95	5.20	4.70	3.70
	Mthly from 6m	$5,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
		$20,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
		$50,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
		$100,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
		$250,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
BankWest
tddirect Online Term Deposit	Mat	$1,000	2.00	5.75	5.70	4.25	5.60	5.30	4.25
Gold Term Deposit	Mat	$5,000	2.00	5.75	5.70	4.25	5.60	5.30	4.25
Bendigo Bank
Standard Term Deposit	Mat,	$1	0.50	0.50	0.50	0.50	0.75	1.00	1.00
	6m- Qrtly,Mthly	$5,000	1.80	5.40	5.45	5.50	2.30	5.70	2.30
		$25,000	1.90	5.40	5.45	5.50	2.40	5.70	2.40
		$50,000	2.00	5.40	5.45	5.50	2.50	5.70	2.50
		$250,000	2.10	5.40	5.45	5.50	2.60	5.70	2.60
		$500,000	2.20	5.40	5.45	5.50	2.70	5.70	2.70
Citibank
Term Deposit	Mat, Mthly,	$10,000	2.55	2.58	2.62	2.58	2.53	2.51	2.53
	Qrtly	$20,000	3.05	3.08	3.12	3.33	3.28	3.26	3.28
		$50,000	3.30	3.33	3.37	3.58	3.53	3.51	3.53
		$100,000	3.30	3.33	3.37	3.58	3.53	3.51	3.53
		$250,000	3.55	3.58	3.62	3.83	3.78	3.76	3.78
		$500,000	3.55	3.58	3.62	3.83	3.78	3.76	3.78
		$1,000,000	3.80	3.83	3.87	4.08	4.03	4.01	4.03
		$10k +: 3 mth - 5.65; 5 mth - 5.55
Banks	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
Commonwealth Bank
Term Deposit	Mat, Semi Ann,	$5,000	2.70	2.70	2.70	2.70	2.70	2.70	2.70
	4 Wkly	$10,000	3.20	3.20	5.40	3.20	3.20	3.20	3.20
		$50,000	3.50	3.50	5.50	3.50	3.50	3.50	3.50
		7mth: $10k: 5.40; $50k+: 5.50
		"Specials" rates from $5k through internet Netbank service
HSBC
Term Deposit	Mat, Mthly,	$5,000	1.77	1.82	2.46	2.60	2.76	2.76	2.73
	Qrtly	$20,000	2.00	2.00	3.25	3.50	3.50	3.25	3.75
		$50,000	2.00	2.00	3.25	3.50	3.50	3.25	3.75
		$100,000	2.00	2.00	3.25	3.50	3.50	3.25	3.75
		$250,000	2.00	2.00	3.25	3.50	3.50	3.25	3.75
ING Direct Bank
Term Deposit	Mat	$10,000	4.50		5.70	5.70		6.00	5.30
		0.10 loyalty bonus
Macquarie Bank
Term Deposit	Mat	$10,000	4.45	4.70	5.60	5.60	5.60	5.65	5.30
Members Equity Bank
Super Members Term Deposit	Mat	$1,000	4.00	4.50	5.70	5.70	5.70	5.80	5.40
		Lower rates for non super members
National Australia Bank
Term Deposit	Mat	$5,000	3.15	3.15	5.50	4.00	5.50	4.00	4.00
		$20,000	3.15	3.15	5.50	4.00	5.50	4.00	4.00
		$50,000	3.15	3.15	5.50	4.00	5.50	4.00	4.00
		$100,000	3.15	3.15	5.50	4.00	5.50	4.00	4.00
Rabobank
RaboDirect TD (online)	Ann, Semi, Quart, Mthly	$1	4.50		5.40			5.40	5.20
Short Term Deposit	Mat	$5,000	3.55	4.05	5.40	4.40	4.05	5.30	5.15
		$50,000	3.75	4.10	5.40	4.40	4.05	5.30	5.15
Banks	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
Rural Bank
Short Term Deposit	Mat	$500	1.00	1.00	1.00	1.00	1.00	1.50	1.50
		$5,000	2.50	2.50	5.55	2.50	5.60	5.00	3.05
		$25,000	2.75	2.75	5.55	2.75	5.60	5.00	3.30
		$50,000	3.00	3.00	5.55	3.00	5.60	5.00	3.65
		$150,000	3.25	3.25	5.55	3.25	5.60	5.00	3.75
ONE Term Deposit	Mat	$1			5.75			5.80
St George Bank
Term Deposit Account	Mat,	$1,000	2.55	2.55	3.25	4.95	5.20	4.70	3.70
	Mthly from 6m	$5,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
		$20,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
		$50,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
		$100,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
		$250,000	2.55	2.55	3.25	5.45	5.70	5.20	3.70
Suncorp
Term Deposit	Mat, Mthly,	$1,000	2.35	2.40	3.10	2.50	3.25	2.50	2.60
	Qrtly	$10,000	3.85	3.90	5.60	4.00	5.75	4.00	4.10
		$25,000	4.65	4.70	5.60	4.80	5.75	4.80	4.90
		$50,000	4.85	4.90	5.60	5.00	5.75	5.00	5.10
eoptions Flexirate (online)	Mat	$1			5.65		5.80	5.00
UBank
Term Deposit	Mat	$10,000	3.36		5.91			6.11	5.41
		Loyalty rollover bonus: 0.10
Westpac
Term Deposit	Mat, Mthly	$5,000	2.55	2.55	5.50	3.05	5.60	3.65	3.75
		$10,000	2.55	2.55	5.50	3.05	5.60	3.65	3.75
		$20,000	2.55	2.55	5.50	3.05	5.60	3.65	3.75
		$50,000	2.55	2.55	5.50	3.05	5.60	3.65	3.75
		$100,000	2.55	2.55	5.50	3.05	5.60	3.65	3.75
Building Societies	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
B&E
Term Investment	Mat	$200	0.85	1.20	1.20	1.20	1.20	1.40	1.40
		$5,000	3.50	3.90	5.45	5.30	5.30	5.45	5.30
		$25,000	3.60	4.00	5.55	5.40	5.40	5.55	5.40
		$100,000	4.00	4.20	5.65	5.50	5.50	5.60	5.40
Greater Building Society
Term Investment	Mat	$1,000	3.00	3.00	4.00	4.00	3.90	3.90	3.50
		$5,000	4.30	4.30	5.30	5.30	5.20	5.20	4.80
		$20,000	4.50	4.50	5.50	5.50	5.40	5.40	5.00
		$200,000	4.60	4.60	5.60	5.60	5.50	5.50	5.10
Heritage Bank
Term Deposit	Mat, Mthly,	$1,000	1.00	1.25	2.25	1.25	1.25	2.25	1.75
	Qrtly, Semi Ann	$5,000	3.50	3.75	5.60	4.00	4.00	5.60	5.00
		$20,000	3.75	4.00	5.60	4.25	4.25	5.60	5.00
		$100,000	4.00	4.25	5.60	4.50	4.50	5.60	5.00
Hume Building Society
Term Investments	Mat	$1,000	2.60	2.60	5.60	2.75	2.75	3.50	3.50
		$5,000	3.50	3.50	5.60	4.00	4.00	4.50	4.50
		$25,000	3.75	3.75	5.60	5.50	4.00	4.50	4.50
		$100,000	4.00	4.00	5.60	5.50	4.25	4.75	4.75
IMB
Term Deposit	Mat,	$1,000	0.50	0.50	5.45	1.75	1.75	2.00	2.00
	Semi Ann	$5,000	3.25	3.25	5.60	3.25	3.25	5.60	3.25
	Mthly from 3m	$25,000	3.25	3.25	5.60	3.25	3.25	5.60	3.25
		$50,000	3.25	3.25	5.60	3.25	3.25	5.60	3.25
Building Societies	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
Lifeplan Australia Building Society
Term Deposit	Mat,Qrtly,	$1,000	3.65	3.65	5.20	5.00	4.95	5.30	5.25
	Mthly	$25,000	3.90	3.90	5.45	5.25	5.20	5.55	5.50
Maitland Mutual
Term Deposit	Mat	$1,000			4.10	4.10	3.90	3.90	3.60
		$5,000			5.60	5.70	5.20	5.50	5.00
		$20,000			5.60	5.70	5.40	5.50	5.10
Sovereign Term Deposit		$100,000	4.60	4.60	5.60	5.80	5.40	5.50	5.10
		$200,000	4.70	4.70	5.70	5.80	5.50	5.50	5.20
Newcastle Permanent
Term Deposit	Mat,	$1,000			4.00	4.00	4.00	2.50	3.00
	Mthly from 3m	$5,000			5.50	5.70	4.00	5.40	5.00
	& $20,000	$20,000			5.50	5.70	4.00	5.40	5.00
		$50,000			5.50	5.70	4.00	5.40	5.00
		$100,000	4.60	4.60	5.50	5.70	4.00	5.40	5.00
Gold Term Deposit	Mat, Mthly	$100,000	4.60	4.60	5.50	5.70	4.00	5.40	5.00
		$200,000	4.60	4.60	5.50	5.70	4.00	5.40	5.00
The Rock Building Society
Term Deposit	Mat, Mthly,	$1,000	1.75	1.75	1.75	1.75	1.75	1.75	1.75
	Qrtly	$10,000	2.75	2.75	2.75	2.75	2.75	2.75	2.75
		$50,000	3.00	3.00	3.00	3.00	3.00	3.00	3.00
		$100,000	3.00	3.00	3.00	3.00	3.00	3.00	3.00
		Initial term only - $5k: 1mth : 5.20; 2 mth : 5.25; 3mth : 5.75; 6mth: 5.80
Wide Bay
Term Deposit Account	Mat, Mthly,	$500	1.00	1.10	1.10	1.60	1.10	1.50	1.75
	Quart from 6m	$5,000	3.00	3.00	5.50	4.00	3.00	4.00	3.00
		$20,000	3.20	3.20	5.50	5.10	3.00	4.00	4.80
		$50,000	3.20	3.20	5.50	5.10	3.50	4.00	4.80
Credit Unions	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
BCU
Fixed Term Deposit	Mat, Mthly	$1,000	3.40	3.40	4.50	3.40	4.65	4.40	3.40
		$5,000	4.35	4.35	5.45	4.35	5.60	5.35	4.35
		$20,000	4.40	4.40	5.50	4.40	5.65	5.40	4.40
		$50,000	4.40	4.40	5.50	4.40	5.65	5.40	4.40
		$100,000	4.45	4.45	5.55	4.45	5.70	5.45	4.45
		$250,000	4.50	4.50	5.60	4.50	5.75	5.50	4.75
Community CPS
Term Deposit Account	Mat	$500			2.00			2.00	2.00
		$5,000			5.25			5.10	4.55
		$20,000			5.45			5.20	5.00
		$50,000			5.45			5.25	5.10
Community First
Term Deposit	Mat	$5,000			4.50			5.20
		$20,000			5.00			5.30
		$50,000			5.20			5.50
		$100,000			5.20			5.50
CUA
Term Deposit	Mat, Mthly	$1,000	2.40	2.65	4.60	4.50	4.65	4.85	4.40
		$10,000	3.40	3.65	5.60	5.50	5.65	5.65	5.20
Gateway Credit Union
Term Deposit	Mat, Mthly	$1,000			5.51	3.65	3.65	5.55	3.25
		$10,000			5.56	3.75	3.75	5.61	3.35
bankmecu
Term Deposit	Mat	$500			3.75	3.75	3.75	4.25	4.50
		$5,000			5.25	5.25	5.25	5.25	5.25
		$25,000			5.25	5.25	5.25	5.25	5.25
		$50,000			5.25	5.25	5.25	5.25	5.25
		$100,000			5.25	5.25	5.25	5.25	5.25
		7 mth: $10k+ : 6.00
Credit Unions	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
My State Financial
Online Term Deposit	Mat	$5,000	2.05	2.15	5.80	3.10	3.85	5.70	3.85
Term Deposit	Mat	$5,000	1.95	2.05	5.70	3.00	3.75	5.60	3.75
People's Choice
Term Investment	Mat	$5,000		2.90	5.30	3.00	3.00	5.65	5.70
		$50,000		3.40	5.30	3.50	3.50	5.65	5.70
		$100,000		3.90	5.30	4.00	4.00	5.65	5.70
		$250,000		4.90	5.30	5.00	5.00	5.65	5.70
Police & Nurses
Money Maker	Mat	$5,000			5.10	4.75	3.25	4.85	4.50
		$25,000		5.00	5.85	5.50	4.00	5.60	5.25
QT Mutual Bank
Term Deposit	Mat	$1,000	2.00	2.00	2.00	2.00	2.00	2.00	2.00
		$5,000	2.30	3.00	4.30	4.50	4.50	4.70	4.50
		$20,000	2.60	3.20	5.65	5.45	5.50	5.70	5.35
		$50,000	2.60	3.20	5.65	5.45	5.50	5.70	5.35
		$100,000	2.60	3.20	5.65	5.45	5.50	5.70	5.35
SGE
Term Deposit	Mat, Mthly	$1,000	2.50	2.50	2.50	2.50	2.50	2.50	2.50
	Quart, Semi Ann	$5,000	4.50		5.50			5.50	5.00
Teachers Credit Union
Customer Term Deposit	Mat, Mthly	$1,000			4.95	4.95	4.95	5.05	4.70
		$5,000			5.55	5.55	5.55	5.55	5.20
		$10,000			5.55	5.55	5.55	5.55	5.20
		$20,000			5.55	5.55	5.55	5.55	5.20
		$50,000			5.55	5.55	5.55	5.55	5.20
		$100,000			5.55	5.55	5.55	5.55	5.20
		$250,000			5.55	5.55	5.55	5.55	5.20
Victoria Teachers Credit Union
Term Deposit	Mat	$500	4.25	4.25	5.45	5.45		5.25	5.25
		$20,000	4.25	4.25	5.45	5.45		5.25	5.25
		$50,000	4.25	4.25	5.60	5.60		5.40	5.40
		$100,000	4.25	4.25	5.60	5.60		5.40	5.40
Others	Pmt Options	Amount	1 MTH	2 MTH	3 MTH	4 MTH	5 MTH	6 MTH	9 MTH
Goldman Sachs
Investment Notes	Mat	$1,000	4.65	4.95	5.25			5.80	5.90
RAC Finance
Debenture Investment	Mat	$5,000						5.50
TIO Finance
Essentials Term Deposit	Mat	$1,000	1.00	1.00	1.00	1.50	1.50	1.50	1.50
		$5,000	5.30	5.30	5.30	5.50	5.50	5.50	5.50

Term Deposits up to 1 Year