Banks
Variable Rate
Introductory Offers
Features
Classic Line of Credit
7.52
Split; LVR adjustment: 90%>+0.60
Professional Package Line of Credit
 6.67
Split, Size adjustment: $250k>+0.35
LVR adjustment: 90%>+0.60
Equity Manager
 6.55
Size adustment: $150k>+0.90; $250k>+0.40; $500k<-0.10
Revolving Line of Credit
7.80
Home Equity Line of Credit
7.40
Come-n-Go Line of Credit
 6.71
Size adjustment: $150k>+ 0.45; $250k>+0.35
Portfolio Loan
6.60
Split, Size adjustment: Variable: from 0.25 to 0.80
Equity Access Line of Credit
7.18
Home Equity Loan
7.65
0.20 premiun if $8 p.m fee not paid
0.70 relationship discount available
Mortgage Power
 6.99
Split, IO 7 yrs,
Size adjustment: $150k>+0.90; $500k<-0.05
LVR adjustment: 80%>-0.17; 70%>-0.22
Viridian Line of Credit
6.86
Size adjustment: Variable: $150k>+0.60; $750k<-0.10;
Fixed: $150>+0.15
Home Smart
 6.84
6.34 1 yr variable
Split, Size adjustment: $150k>+0.65; $250k>+0.15
Size adjustment not available if intro rate taken
Home Equity
 6.92
Split, Size adjustment: $150k>+0.65; $250k>+0.15
Smart
 7.22
Split, Size adjustment: $300k>-0.60
Action Equity
7.22
Split
Home Equity Line of Credit
6.70
Split
FlexiPlus Mortgage Facility
7.22
Split, Size adjustment: $150k>+ 0.15
Portfolio Facility
7.79
Split, Size adjustment: $500k>-0.10; $1mil<-0.20
Portfolio
 6.39
LVR>80%: +0.91
Portfolio
 6.60
Split, Size adjustment: Variable: from 0.25 to 0.80
Asset Line
6.30
Split, LVR premium : 0.20>90%; Size adjustment: $250k>+1.03
Equity Access
7.11
Split, Size adjustment: $150k>+0.30
Building Societies
Variable Rate
Introductory Offers
Features
Flexiline
 7.20    
Ultimate Line of Credit
7.10    
Line of Credit
7.15
Living Equity
 7.01
Professional - Living Equity
6.63
Split, Min size >$150k
Equity Line Advantage
7.20
Split, New loans only
Professional Mortgage Equity
 6.80
Split, New loans only, Min size: $200k
Line of Credit Facility
7.44
Only Sth Aust
Express Credit Facility
 7.10
Real Equity
 6.47
Split, Size adjustment : $500k<-0.05; $750k<-0.15; $900k<-0.20
Line of Credit
6.74
Special discount:
0.20 -25
Split, IO 10 yrs, Size adjustment: $250k>+0.25; Min size: $100k
Professional Line of Credit
7.22  
LMI over 75, Offset<br/>Occupation criteria, Size>$100k
Freedom Line of Credit
7.32  
Size adjustment: $150k>+0.30; $250k>+0.05; $500k>-0.10
Credit Unions
Variable Rate
Introductory Offers
Features
All in One
 6.45
Size adjustment: $150k>+0.70; $250k>+0.30
All-in-One
6.99
Split, Size adjustment: $200k>+0.40; $300k<-0.20
Mortgage Secured
7.40
Mortgage Freedom
6.97
Size adjustment: $250k>+0.25
Equitysmart
 6.99
Equity
7.04
Cash on Hand
 7.25
Line of Credit
6.80
Split, Size adjustment: $150k>+0.60; $250k>+0.10
Equity Access
6.84
Size adjustment: $150k>+0.50; $500k<-0.10
Equity Line
7.23
Split
Revolving Line of Credit
7.04
Others
Variable Rate
Introductory Offers
Features
Line of Credit
 6.64
IO 10 yrs
Ultra Line of Credit
 6.64
Split, LVR premium: 0.10 > 75%
Monipower Line of Credit
6.84
ProSmart Line of Credit
6.64
Split
Peak Performance
 6.70
Split, Size adjustment: $150k>+0.73; $250k>0.53
All-in-One Line of Credit
7.00
Split, Size adjustment: $600k<-0.10
Line of Credit
6.73
Split, Size adjustment: $150k>+0.55<$500k<-0.05<$1m<-0.10
Equity Line of Credit
7.10
IO 10 yrs
Line of Credit
6.22
Split, IO 15 yrs, Offset, 0.15 discount after 5 yrs