Banks
Variable Rate
Introductory Offers
Features
Classic Line of Credit
7.64
Split
Professional Package Line of Credit
 6.99
Split, Size adjustment: $250k>+0.15; $750k<-0.05; $1,500k<-0.10
Equity Manager
 7.31
Revolving Line of Credit
7.95
Home Equity Line of Credit
7.45
Come-n-Go Line of Credit
 7.01
Size adjustment: $200k>+ 0.45; $250k>+0.30
Portfolio Loan
7.53
Split
Equity Access Line of Credit
7.28
Home Equity Loan
7.55
Mortgage Power
 7.50
Split, IO 7 yrs, Size adjustment: $150k>+0.50; $500k<-0.81
Viridian Line of Credit
6.96
Size adjustment: $150k>+0.50; $350k<-0.10; $750k<-0.20
Home Smart
 6.69
6.34 1 yr variable
Split, Size adjustment: $150k>+0.65; $250k>+0.15
Size adjustment not available if intro rate taken
Home Equity
 6.77
Split, Size adjustment: $150k>+0.65; $250k>+0.15
Smart
 7.34
Split, Size adjustment: $300k>-0.50
Action Equity
7.34
Split
Home Equity Line of Credit
6.72
Split
FlexiPlus Mortgage Facility
7.39
Split, Choice Package discount: 0.15
Portfolio Facility
6.81
Split, Size adjustment: $500k>-0.10; $1mil<-0.20
Portfolio
 7.53
Split, Advantage Package discount: up to 0.70
Asset Line
7.44
Split, LVR premium : 0.20>90%
Equity Access
7.66
Split, Premier Package discount: 0.70
Building Societies
Variable Rate
Introductory Offers
Features
Line of Credit
7.40
Living Equity
 7.12
Professional - Living Equity
6.74
Split, Min size >$150k
Equity Line Advantage
7.40
Split, New loans only
Professional Mortgage Equity
 7.00
Split, New loans only, Min size: $200k
Line of Credit Facility
7.44
Only Sth Aust
Express Credit Facility
 7.35
Real Equity
 7.32
Split, Premium Plus Package discount: 0.65
Line of Credit
6.89
Special discount: 0.25
Split, IO 10 yrs, Size adjustment: $100k>+0.75; $250k>+0.25
Fixed rates available
Credit Unions
Variable Rate
Introductory Offers
Features
Line of Credit
6.76
Split, Size adjustment: $150k>+0.70; $250k>+0.20
Home Equity
8.18
7.95 6m variable
Split
All in One
 6.70
Size adjustment: $150k>+0.70; $250k>+0.30
All-in-One
7.54
Split
Mortgage Secured
7.24
Mortgage Freedom
7.12
Size adjustment: $250k>+0.25
Equitysmart
 7.24
Equity
7.15
Cash on Hand
 7.41
Equity Access
7.59
Line of Credit
7.02
Split, Size adjustment: $150k>+0.50
Home Equity
7.23
Split
Revolving Line of Credit
7.24
Others
Variable Rate
Introductory Offers
Features
Classic Line of Credit
 7.08
Split, IO 15 yrs
Ultra Line of Credit
 6.94
Split
Monpower Line of Credit
7.20
ProSmart Line of Credit
7.44
Split
Peak Performance
 6.72
Split, Size adjustment: $150k>+0.73; $250k>0.53
Balanced
 6.87
Premium Pro Pack
6.87
LVR premiun: 0.10 > 65%
All-in-One Line of Credit
7.21
Split, 0.20 discount when combined with Advantage Rate
Equity
 7.21
Split
All-in-One Line of Credit
7.10
Split, Size adjustment: $600k<-0.10
Line of Credit
7.10
Split, Interest capitalisation up to 75 LVR
Line of Credit
6.93
Split, Size adjustment: $250k>+0.30; $500k<-0.20
Equity Line of Credit
7.27
IO 10 yrs
Line of Credit
6.44
Split, IO 15 yrs, Offset, 0.15 discount after 5 yrs