CARD TYPE |
PLAN |
INT FREE DAYS |
PURCHASE INT. RATE |
CASH INT. RATE |
ANNUAL FEE |
Rewards |
BALANCE TRANSFER OFFER |
|---|---|---|---|---|---|---|---|
VISA |
First |
44 | 19.24 | 20.99 | $30 | 7.99 for 6 mths |
|
MasterCard |
Low Rate |
55 | 13.49 | 21.74 | $58 | 2.90 for 12 mths |
|
VISA |
Balance |
55 | 14.49 | 21.74 | $79 | Rewards |
2.90 for 12 mths |
VISA |
Rewards |
44 | 19.74 | 20.99 | $89 | Rewards |
|
VISA |
Frequent Flyer |
44 | 19.74 | 20.99 | $95 | QFF |
|
VISA |
Frequent Flyer Platinum |
55 | 19.74 | 20.99 | $195 | QFF |
|
VISA |
Platinum |
55 | 19.74 | 20.99 | $89 | ||
VISA |
Rewards Platinum |
55 | 19.74 | 20.99 | $149 | Rewards |
|
VISA |
Platinum |
55 | 20.74 | 21.74 | $199 | Q Rewards |
|
VISA |
Gold |
55 | 20.74 | 21.74 | $120 | Q Rewards |
|
VISA |
Low Rate |
55 | 13.49 | 21.49 | $55 | Q Rewards |
|
VISA |
Blue |
44 | 20.74 | 21.74 | $60 | Q Rewards |
|
VISA |
Blue - No Annual Fee |
Nil | 20.49 | 21.49 | $0 | Q Rewards |
|
Visa |
Amplify |
55 | 18.74 | 20.74 | $79 | Amplify Rewards or Amplify Qantas |
0.99 for 6 mths |
MasterCard |
Vertigo |
55 | 13.24 | 21.49 | $55 | Instant Benefits |
2.99 for 6 mths |
MasterCard / VISA |
No Annual Fee |
0 | 20.49 | 20.49 | $0 | ||
MasterCard / VISA |
Gold Low Rate |
55 | 15.99 | 20.24 | $79 | Instant Benefits |
1.99 for 9 mths |
MasterCard / VISA |
Platinum |
55 | 15.99 | 21.49 | $89 | Instant Benefits |
3.99 for 6 mths |
MasterCard |
Green Card |
55 | 20.35 | 20.35 | $39 | Instant Benefits |
|
CARD TYPE |
PLAN |
INT FREE DAYS | INT RATE ON PURCH. |
ANNUAL FEE | Rewards |
BALANCE TRANSFER OFFER |
|
MasterCard |
Breeze |
55 | 10.99 | 21.99 | $69 | 4.99 for 12 mths |
|
MasterCard |
Breeze Gold |
55 | 10.99 | 21.99 | $99 | 4.99 for 12 mths |
|
MasterCard |
Breeze Platinum |
55 | 10.99 | 21.99 | $130 | 4.99 for 12 mths |
|
MasterCard |
More |
55 | 19.24 | 21.99 | $89 | More Rewards |
4.99 for 12 mths |
MasterCard |
More Gold |
55 | 19.24 | 21.99 | $120 | More Rewards |
4.99 for 12 mths |
MasterCard |
More Platinum |
55 | 18.99 | 21.99 | $120 | More Rewards |
4.99 for 12 mths |
MasterCard |
Zero, Gold, Platinum |
55 | 17.99 | 21.99 | $0 | 4.99 for 9 mths |
|
MasterCard / VISA |
Red |
44 | 19.99 | 19.99 | $45 | Rewards |
|
VISA |
Gold |
55 | 19.99 | 19.99 | $85 | Rewards |
|
MasterCard / Visa |
Basic Black |
44 | 12.49 | 12.49 | $45 | ||
MasterCard / VISA |
Classic |
55 | 20.99 | 21.74 | $89 | Rewards |
1.90 for 9 mths |
MasterCard / VISA |
Gold |
55 | 20.99 | 21.74 | $149 | Rewards |
1.90 for 15 mths |
MasterCard / VISA |
Platinum |
55 | 20.99 | 21.74 | $199 | Rewards |
1.90 for 9 mths |
MasterCard |
Emirates Platinum |
55 | 20.74 | 21.24 | $299 | Skywards FF |
0.00 for 7 mths |
MasterCard |
BP |
55 | 20.89 | 21.39 | $89 | BP rebate / cash back |
0.00 for 6 mths |
MasterCard |
Select |
55 | 20.74 | 21.24 | $700 |
Multiple progs. |
8.90 for 6 months |
VISA |
Clear |
55 | 15.99 | 21.74 | $65 | ||
VISA |
Clear Platinum |
55 | 11.99 | 21.74 | $99 | Rewards |
0.00 for 6 mths |
MasterCard |
Low Rate |
55 | 13.49 | 21.74 | $78 | 5.99 for 5 mths |
|
MasterCard |
Low Fee |
55 | 20.24 | 21.74 | $24 | 5.99 for 5 mths |
|
MasterCard |
Awards |
55 | 20.74 | 21.74 | $89 | Awards |
5.99 for 5 mths |
MasterCard |
Gold |
55 | 20.74 | 21.74 | $144 | Awards |
5.99 for 5 mths |
MasterCard |
Platinum |
55 | 20.74 | 21.74 | $280 | Awards |
5.99 for 5 mths |
MasterCard & Amex |
Diamond |
55 | 20.74 | 21.74 | $425 | Awards |
5.99 for 5 mths |
VISA |
Standard |
55 | 17.99 | 21.99 | $0 | 0.00 for 6 mths |
|
VISA |
Classic |
55 | 20.50 | 21.99 | $59 | Rewards Plus |
5.99 for 6 mths |
VISA |
Platinum |
55 | 19.99 | 21.99 | $129 | Rewards Plus |
5.99 for 6 mths |
VISA |
Platinum Qantas |
55 | 20.99 | 21.99 | $199 | Qantas Rewards |
5.99 for 6 mths |
CARD TYPE |
PLAN |
INT FREE DAYS | INT RATE ON PURCH. |
ANNUAL FEE | Rewards |
BALANCE TRANSFER OFFER |
|
VISA |
Ratesaver |
55 | 14.70 | 21.95 | $49 | 0.00 for 4 mths |
|
VISA |
Gold |
55 | 20.70 | 21.95 | $100 | Rewards |
0.00 for 6 mths |
VISA |
Platinum |
55 | 20.95 | 21.95 | $200 | Rewards |
0.00 for 6 mths |
VISA |
Hilton Platinum |
55 | 20.95 | 21.95 | $295 | Rewards; Hilton discount |
0.00 for 6 mths |
Mastercard |
Mastercard |
44 | 12.25 | 12.25 | $49 | ||
VISA |
Low Rate |
55 | 13.49 | 21.74 | $59 | 4.99 for 6 mths |
|
MasterCard / VISA |
Low Fee |
44` | 19.74 | 21.74 | $30 | Fly Buys |
4.99 for 6 mths |
MasterCard / VISA |
Gold |
44 | 19.74 | 21.74 | $90 | Fly Buys |
4.99 for 6 mths |
VISA |
Velocity |
44 | 20.24 | 21.74 | $65 | Virgin Blue |
4.99 for 6 mths |
VISA |
Velocity Gold |
44 | 20.24 | 21.74 | $150 | Virgin Blue |
4.99 for 6 mths |
MasterCard / VISA |
Qantas |
44 | 20.24 | 21.74 | $44 | QFF |
4.99 for 6 mths |
MasterCard / VISA |
Qantas Gold |
44 | 20.24 | 21.74 | $145 | QFF |
4.99 for 6 mths |
MasterCard / VISA |
Qantas Platinum |
44 | 20.24 | 21.74 | $290 | QFF |
6.99 for 6 mths |
Visa |
Amplify |
55 | 18.74 | 20.74 | $79 | Amplify Rewards or Amplify Qantas |
0.99 for 6 mths |
MasterCard |
Vertigo |
55 | 13.24 | 21.49 | $55 | Instant Benefits |
2.99 for 6 mths |
MasterCard / VISA |
No Annual Fee |
0 | 20.49 | 20.49 | $0 | Instant Benefits |
|
MasterCard / VISA |
Gold Low Rate |
55 | 15.99 | 20.24 | $79 | Instant Benefits |
1.99 for 9 mths |
MasterCard / VISA |
Platinum |
55 | 15.99 | 21.49 | $89 | Instant Benefits |
3.99 for 6 mths |
VISA |
Clear Options Standard |
nil | 12.24 | 17.99 | $39 | 2.90 for 12 mths |
|
VISA |
Clear Options Plus |
55 | 19.99 | 19.99 | $63 | R'rds, Cash back |
2.90 for 12 mths |
VISA |
Clear Options Gold |
55 | 19.75 | 19.75 | $99 | R'rds, Cash back, QFF |
2.90 for 12 mths |
VISA |
Clear Options Platinum |
55 | 19.99 | 19.99 | $205 | R'rds, Cash back, QFF |
2.90 for 12 mths |
MasterCard |
Altitude |
45 | 19.99 | 21.59 | $100 | Altitude Rewards |
0.99 for 9 months |
MasterCard |
Altitude Gold |
45 | 19.99 | 21.59 | $150 | Altitude Rewards |
0.99 for 9 months |
MasterCard |
Altitude Platinum |
45 | 19.99 | 21.59 | $295 | Altitude Rewards |
0.99 for 9 months |
VISA |
Earth |
45 | 19.99 | 21.49 | $75 | QFF |
0.99 for 9 months |
VISA |
Earth Gold |
45 | 19.99 | 21.49 | $125 | QFF |
0.99 for 9 months |
VISA |
Earth Platinum |
45 | 19.99 | 21.49 | $250 | QFF |
0.99 for 9 months |
MasterCard / VISA |
Low Rate |
55 | 13.49 | 21.49 | $45 | 0.99 for 9 months |
|
MasterCard / VISA |
55 Day |
55 | 19.59 | 21.49 | $30 | 0.99 for 9 months |
|
MasterCard / VISA |
55 Day Gold |
55 | 19.59 | 21.49 | $90 | 0.99 for 9 months |
|
VISA |
55 Day Platinum |
55 | 19.59 | 21.49 | $130 | 0.99 for 9 months |
|
VISA |
Singapore Airlines Gold |
45 | 19.49 | 20.74 | $125 | Kris Flyer |
0.99 for 9 months |
MasterCard |
Singapore Airlines Platinum |
45 | 19.49 | 20.74 | $250 | Kris Flyer |
0.99 for 9 months |
CARD TYPE |
PLAN |
INT FREE DAYS | INT RATE ON PURCH. |
ANNUAL FEE | Rewards |
BALANCE TRANSFER OFFER |
|
VISA |
Standard |
57 | 12.99 | 17.49 | $39 | 57 days int. free |
|
VISA |
Standard |
55 | from 10.74 | from 10.74 | $30 | ||
VISA |
Classic with Rewards |
25 | 16.75 | 16.75 | $48 | Heritage Credits |
8.95 for 13 mths -intro rate |
VISA |
Classic Basic |
25 | 16.75 | 16.75 | $18 | 8.95 for 13 mths -intro rate |
|
VISA |
My First |
25 | 16.75 | 16.75 | $18 | 8.95 for 13 mths -intro rate |
|
VISA |
Classic No Frills |
25 | 11.80 | 11.80 | $0 | ||
VISA |
Gold with Rewards |
25 | 16.75 | 16.75 | $90 | Heritage Credits |
8.95 for 13 mths -intro rate |
VISA |
Gold Basic |
25 | 16.75 | 16.75 | $36 | 8.95 for 13 mths -intro rate |
|
VISA |
Gold No Frills |
25 | 11.80 | 11.80 | $0 | ||
VISA |
Value |
55 | 13.15 | 17.95 | $0 | ||
VISA |
Loyalty |
55 | 17.95 | 17.95 | $30 | Loyalty Points |
|
VISA |
Gold |
55 | 17.95 | 17.95 | $60 | Loyalty Points |
|
MasterCard |
Rewards |
55 | 19.74 | 20.49 | $90 | Card Services Rewards |
7.90 for 12 mths |
MasterCard |
Qantas Rewards |
55 | 19.74 | 20.49 | $118 | QFF |
3.90 for 6 mths |
MasterCard |
Low Rate |
55 | 13.60 | 19.99 | $75 | ||
VISA |
Value+ |
55 | 12.45 | 18.45 | $45 | ||
MasterCard |
Rewards |
55 | 19.74 | 20.49 | $90 | Card Services Rewards |
7.90 for 12 mths |
MasterCard |
Qantas Rewards |
55 | 19.74 | 20.49 | $118 | QFF |
3.90 for 6 mths |
MasterCard |
Low Rate |
55 | 13.60 | 19.99 | $75 | ||
CARD TYPE |
PLAN |
INT FREE DAYS | INT RATE ON PURCH. |
ANNUAL FEE | Rewards |
BALANCE TRANSFER OFFER |
|
VISA |
Bonus Rewarder |
55 | 17.00 | 17.25 | $59 | Cash back |
|
VISA |
Classic |
55 | 12.00 | 12.25 | $45 | ||
MasterCard |
Rewards |
55 | 19.74 | 20.49 | $90 | Card Services Rewards |
7.90 for 12 mths |
MasterCard |
Qantas Rewards |
55 | 19.74 | 20.49 | $118 | QFF |
3.90 for 6 mths |
MasterCard |
Low Rate |
55 | 13.60 | 19.99 | $75 | ||
Visa |
Low Rate |
55 | 10.49 | 10.49 | $40 | ||
MasterCard |
Rewards |
55 | 19.74 | 20.49 | $90 | Card Services Rewards |
7.90 for 12 mths |
MasterCard |
Qantas Rewards |
55 | 19.74 | 20.49 | $118 | QFF |
3.90 for 6 mths |
MasterCard |
Low Rate |
55 | 13.60 | 19.99 | $75 | ||
VISA |
Low Rate |
nil | 10.74 | 10.74 | $59 | n/a |
|
VISA |
Standard |
55 | 13.74 | 13.74 | $0 | n/a |
|
MasterCard |
Rewards |
55 | 19.74 | 20.49 | $90 | Card Services Rewards |
7.90 for 12 mths |
MasterCard |
Qantas Rewards |
55 | 19.74 | 20.49 | $118 | QFF |
3.90 for 6 mths |
MasterCard |
Low Rate |
55 | 13.60 | 19.99 | $75 | ||
VISA |
Credit Card |
62 | 15.95 | 15.95 | $40 | ||
VISA |
Easypay |
45 | 12.25 | 12.25 | 36 | ||
MasterCard |
Rewards |
55 | 19.74 | 20.49 | $90 | Card Services Rewards |
7.90 for 12 mths |
MasterCard |
Qantas Rewards |
55 | 19.74 | 20.49 | $118 | QFF |
3.90 for 6 mths |
MasterCard |
Low Rate |
55 | 13.60 | 19.99 | $75 | ||
VISA |
Gold Solution |
55 | 14.95 | 14.95 | $100 | Rewarder |
|
VISA |
Classic Solution |
45 | 12.95 | 12.95 | $50 | Rewarder |
|
VISA |
Standard |
55 | 11.50 | 11.50 | $0 | 7.90 for 6 mths |
|
VISA |
Standard |
55 | 12.99 | 12.99 | $0 | ||
CARD TYPE |
PLAN |
INT FREE DAYS | INT RATE ON PURCH. |
ANNUAL FEE | Rewards |
BALANCE TRANSFER OFFER |
|
American Express |
Platinum Edge |
55 | 20.49 | 20.49 | $149 | Reward pts / Ascent |
|
American Express |
Platinum Reserve |
55 | 20.74 | 20.74 | $395 | Reward pts / Ascent |
|
American Express |
Gold Ascent |
44 | 20.49 | 20.49 | $0 | Reward pts / Ascent |
|
American Express |
Qantas Discovery |
44 | 20.74 | 20.74 | $0 | QFF |
|
American Express |
Qantas Premium |
44 | 20.74 | 20.74 | $249 | QFF |
|
American Express |
Qantas Ultimate |
44 | 20.74 | 20.74 | $450 | QFF |
|
MasterCard |
Standard |
55 | 13.29 | 19.99 | $49 | 4.99 for 12 mths |
|
MasterCard |
28 Degreees |
55 | 20.99 | 20.99 | $0 | 4.99 for 6 mths |
|
MasterCard |
Low Rate |
55 | 15.49 | 20.99 | $58 | 4.99 for 6 mths |
|
MasterCard |
eco |
55 | 20.49 | 20.49 | $49 | 0.00 for 6 mths |
|
MasterCard |
Standard |
55 | 23.50 | 23.50 | $39 | 9.99 for 6 mths |
|
VISA |
No Annual Fee |
44 | 16.95 | 20.99 | $0 | 2.90 for 6 mths |
|
VISA |
Flyer |
44 | 20.99 | 20.99 | $99 | 0.00 for 6 mths |
|
VISA |
High Flyer |
44 | 20.99 | 20.99 | $249 | 1.90 for 9 mths |
|
Credit Cards
Rates updated each opening & closing business day. Rates are in bold if they have changed since the last RBA cash rate change.